Every listing in this comparison belongs to one of three formats, and picking the format right is ninety percent of the decision.
The bay session is the pure form: meet on the bay road, walk into the protected area, swim the guided turtle circuit for about an hour inside a 90-minute booking, and keep the beach for the day on your wristband. It needs no transport plan beyond reaching Akumal, it suits every swimmer the listing allows, and it leaves the afternoon free.
The full-day combo wraps the turtle swim inside a coach day: Tulum's cliff ruins with a guide, a cenote swim with a buffet lunch, then the 90-minute or 60-minute Akumal session, with hotel pickup at both ends. It trades flexibility and calm for coverage, three headline stops in one booking, and it carries its own honest line in the boarding eco-fees of $40 per adult and $25 per child that the from-price does not include.
The reef boat is the budget odd one out: $20 buys a small-group boat ride under the Tulum ruins and an open-reef snorkeling stop where turtles and rays feed. The water is open Caribbean, entry is off the boat, and the trip suits confident swimmers staying in Tulum who want ruins and fish in one cheap ticket.